Ray Rafiq Omar
Ray is the founder of Unmortgage, a new asset class of mid-market family homes as a liability hedge for permanent capital like life funds and pension schemes. The idea for Unmortgage came from merging his dual background in property and pensions asset management. In addition to 17 years experience managing and growing a residential property portfolio, Ray worked at asset manager Insight Investment where he learnt about the world of Liability Driven Investment.
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